Transunion 631
Equifax 571
OK! I think i found the reason why the score different. On my Transunion report i have an APS bill that i paid recently in June 2010... It was back from 2005, Anyways it Reports as a Payment after charge off/collection... And updated from Nov. 2005 to June 2010!
Now on my Equifax Report it says BAD DEBT/COLLECTION, Still not updated to JUNE 2010 but says "Paid" at the bottom... BUT it also says 49...90+ days late WHILE Transunion doesn't report any days late! So this is probably the reason my Transunion is 631 while Equifax is 571 correct???
Now my question is, Y did APS report to Transunion the way it did and Not equifax? Do u think i can Call APS and ask for them to report the same way as Transunion on my Equifax and Experian or did i just luck out with the way they reported to Transunion?
