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True FICO scores

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Anonymous
Not applicable
‎02-12-2013 06:21 PM
‎02-12-2013 06:21 PM

True FICO scores

I just have a quick question, my wife and I are currently getting our credit ready to buy a home, I am just wondering how accurate are the credit scores that we get from myfico.com compared to the scores that loan officers will pull in their office? Will the scores be off by a big number?

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ceemee2203
Regular Contributor
‎02-12-2013 06:29 PM
‎02-12-2013 06:29 PM

Re: True FICO scores

Here's a good guide: http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/td-p/66254...
Current Cards: AMEX Everyday ($15k), AMEX BCE ($20k), Amex Platinum, Arrival ($11.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($6.5k)

2/16 - 864 Fico EQ (CITI); 818 Fico Ex (AMEX)
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pizzadude
Credit Mentor
‎02-12-2013 06:33 PM
‎02-12-2013 06:33 PM

Re: True FICO scores

 

+1.  Take a look at the link above.

 

The EQ score sold here at MyFICO should match the EQ score used by mortgage lenders ~ it is the FICO04 model.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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