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Just my luck - I'm fortunate to be part of Andrews FCU to get the coveted FREE FiCO 8 for EQ, and to my displeasure, it only updates once ever 3-months!
Pretty painful for someone like me who wants to check daily, or at worst weekly.
@Anonymous wrote:Last Udpated 1/3/2019 @ 12:30 PM Pacific Time
Score Model By Bank Name
Bank Score Model Credit Bureau Credit Card Checking 1st National Omaha Achieva Credit Union
Affinity Federal Credit Union FICO 8 EX Y AFL–CIO Employees Federal Credit Union Air Force Federal Credit Union Alaska USA Federal Credit Union6 Alliant Credit Union Vantage 3.0 Ally Financial America First Credit Union8 AMEX FICO 8 EX Y Andrews FCU FICO 8 EQ Y Arsenal Credit Union National Geospatial-Intelligence Agency Associated Banc-Corp Arrowhead Credit Union FICO 9 EX Banc of California BancorpSouth Bank Bank of America FICO 8 TU Y Bank of Hawaii Bank of New York Mellon Bank of the Ozarks BankUnited Banner Barclay FICO 8 TU Y Bayport CU FICO 5 EQ BB&T BBVA Compass BECU FICO 8 TU Belvoir Federal Credit Union Berkshire Hills Bancorp Beulah Federal Credit Union BMI Federal Credit Union BMO Harris Bank BNP Paribas BOK Financial Buckeye State Credit Union CACLFCU FICO 8 TU Cadence Bancorp Call Federal Credit Union Caltech Employees Federal Credit Union Capital One Financial Vantage 3.0 TU Y Capitol Federal Financial Cascade Community Federal Credit Union Cathay General Bancorp CCUFL FICO 9 TU Central Banco Central Wisconsin Credit Union Charles Schwab Chartway Federal Credit Union Chase Vantage 3.0 Y Y Chemical Financial Citi FICO 8 Bankcard EQ Y Citizens Equity First Credit Union Citizens Financial Group Clearview Federal Credit Union CloverBelt Credit Union Coastal Federal Credit Union Columbia Banking System Comerica Commerce FICO 8 Y Commerce Bancshares Commercial Bank Bankcard 9 TU Commonwealth Credit Union Community Bank System CommunityAmerica Credit Union Connexus Credit Union Consolidated Community Credit Union CoVantage Credit Union Credit Suisse Credit Union 1 Credit Union 1, Illinois Cullen/Frost Bankers Customers Bancorp Dade County Federal Credit Union DCU FICO 4 & 5 EQ Y Del-One Delta Community Credit Union Denali Alaskan Federal Credit Union10 Desert Schools Federal Credit Union Deutsche Bank DFCU Financial Digital Federal Credit Union Discover FICO 8 TU Y Duluth Teachers Credit Union Dupont Community CU FICO 5 EQ East West Bank Eastman Credit Union Educational Employees Credit Union Elements Financial FCU FICO 8 EQ Y Y Ent Credit Union Envision Credit Union ESL Federal Credit Union ETrade F.N.B. Fairwinds Credit Union FCB Financial Holdings Fidelity Fifth Third Bancorp Fifth Third Bank Financial Plus Federal Credit Union First Alliance Credit Union First Bank FICO 8 EQ Y First Citizens Bank First Citizens Federal Credit Union First Community Credit Union First Entertainment Credit Union First Financial Bancorp. First Hawaiian First Horizon National First Horizon National Corporation First Interstate BancSystem First Jersey Credit Union First Merchants First Midwest Bancorp First National of Nebraska First Republic Bank First Tech Federal Credit Union Firstmark Credit Union Flagstar Bancorp Florida State University Credit Union FNBO FICO 8 Bankcard EX Y Fulton Financial Genisys Credit Union Glacier Bancorp Golden 1 Credit Union Goldman Sachs Government Employees Credit Union Great Western Bancorp Great Wisconsin Credit Union Hancock Holding Hawaii Community Federal Credit Union Hawaii State Federal Credit Union Heartland Financial USA Hilltop Holdings Home BancShares Hope Bancorp HSBC HUECU FICO 8 EX Huntington Bancshares Huntington Voice FICO 8 or Bankcard 2?? EQ Y Iberia Bank IBM Southeast Employees Federal Credit Union Idaho Central Credit Union Independent Bank Group Industrial Federal Credit Union IFCU International Bancshares Investors Bancorp John DeereCapital KaiPerm Northwest Credit Union Keesler Federal Credit Union KeyCorp KeyPoint Credit Union KeyPoint Federal Credit Union Kinecta Federal Credit Union Kings Federal Credit Union Lafayette Federal Credit Union Lake Michigan Credit Union Lake Trust Credit Union Landmark Credit Union Langley Federal Credit Union FICO 8 EQ Y Latitude 32 Federal Credit Union LegacyTexas Financial M&T Bank McGraw-Hill Federal Credit Union Melrose Credit Union MemberSource Credit Union Merck Sharp & Dohme Federal Credit Union Meriwest Credit Union Merrick FICO 8 Bankcard TU Y Metro Credit Union Michigan Schools and Government Credit Union Michigan State University Federal Credit Union
Fico Score 2 EX Y Y Mission Federal Credit Union Mizuho Financial Group Morgan Stanley Mountain America Credit Union MUFG Union Bank Municipal Credit Union MYCCU FICO 8 EX NASA Federal Credit Union
Navy Fed FICO 9 EQ Y Navy Federal Credit Union12 NavyArmy Community Credit Union NBT Bancorp Nevada Federal Credit Union New England Federal Credit Union New Mexico Educators Federal Credit Union New York Community Bank Northern Trust Northwest Bancshares N–Zedit Old National Bancorp Oregon State Credit Union Pacific Marine Credit Union, California PacWest Bancorp Partners Federal Credit Union Patelco Credit Union, California PenFed FICO 9 EQ Y Pentagon Federal Credit Union Peoples Alliance Federal Credit Union Peoples United Financial PeoplesChoice Credit Union Pinnacle Financial Partners Pittsford Federal Credit Union PNC Financial Services Polish & Slavic Federal Credit Union Popular Inc Premier America PrimeWay Federal Credit Union Prince George's Community Federal Credit Union Progressive Credit Union Prosperity Bancshares Provident Financial Svcs PSECU, Pennsylvania Publix Employees Federal Credit Union Purdue Federal Credit Union PEFCU Randolph-Brooks Federal Credit Union Raymond James Financial Redstone Federal Credit Union Regions Financial Regions Financial Corporation Renasant Richmond Postal Credit Union Robins Financial CU FICO 9 TU Rogue Credit Union Royal Bank of Canada SafeAmerica Credit Union San Diego County Credit Union Santa Clara County Federal Credit Union Santander Bank SchoolsFirst Federal Credit Union SDCCU Seattle Credit Union Security Service Federal Credit Union SELCO Community Credit Union Service Credit Union Signature Bank Silicon Valley Bank Simmons First National South Carolina Federal Credit Union South State Southland Credit Union Spire Federal Credit Union Spokane Teachers Credit Union Stanford Federal Credit Union State Employees Credit Union of North Carolina State Street Corporation Sterling Bancorp Summit Credit Union Suncoast Schools Federal Credit Union SunTrust FICO 8 Bankcard EQ Y SVB Financial Group Synchrony FICO 8 TU Y Synovus Financial TCF Financial TD Bank Technicolor Federal Credit Union Texas Capital Bancshares Texas Dow Employees Credit Union TFS Financial The Bank of New York Mellon The Union Credit Union Timberline Federal Credit Union Tinker Federal Credit Union Treasury Department Federal Credit Union Triangle Credit Union Tropical Financial Credit Union TruChoice Federal Credit Union Truliant Federal Credit Union TruMark Financial Credit Union Trustmark Tyco Federal Credit Union U of I Community Credit Union U.S. Central Credit Union Defunct UBS UMassFive College Federal Credit Union UMB Financial Umpqua Holdings Union Bankshares United Bankshares United Community Banks United Federal Credit Union United Heritage Credit Union United Nations Federal Credit Union United Teletech Financial University Credit Union University of Michigan Credit Union University of Wisconsin Credit Union US Alliance Federal Credit Union, formerly UniStar Federal Credit Union US Bank Vantage 3.0 EX Y USA Federal Credit Union USAA Vantage 3.0 EX Y USU Charter Credit Union Valley National Bancorp Veridian Credit Union VyStar Credit Union Washington Federal Washington State Employees Credit Union Webster Financial Wells Fargo FICO 9 EX Y Y WesBanco Wescom Credit Union Western Alliance Bancorp Western Bridge Corporate Federal Credit Union Defunct White House Federal Credit Union Whitefish Credit Union Wings Financial Credit Union FICO V2 EX Y Y Wintrust Financial Xceed Financial Credit Union Zions Bancorporation
Equifax Bankcard Score 2 Products
Product Score Model Credit Bureau Hungtington Voice Card BK2 EQ
Experian Bankcard Score 2 Products
Product Score Model Credit Bureau
Transunion Bankcard Score 2 Products
Product Score Model Credit Bureau
Transunion FICO 8 Products
Product Score Model Credit Bureau Amazon FICO 8 TU Barclay Arrival + FICO 8 TU BOFA Cash Rewards FICO 8 TU Discover it FICO 8 TU JcPenney FICO 8 TU Lowe's FICO 8 TU PayPal FICO 8 TU TjMaxx FICO 8 TU
Experian FICO 8 Products
Product Score Model Credit Bureau AMEX Blue FICO 8 EX AEMX Blue Cash Everyday FICO 8 EX AMEX Blue Cash Preferred FICO 8 EX AMEX Blue Delta Skymiles FICO 8 EX AMEX Delta Reserved FICO 8 EX AMEX EveryDay FICO 8 EX AMEX EveryDay Preferred FICO 8 EX AMEX Delta Platinum FICO 8 EX AMEX Green FICO 8 EX AMEX Hilton Honors Ascend FICO 8 EX AMEX Hilton Honors Aspire FICO 8 EX AMEX Hilton Honors FICO 8 EX AMEX Platinum Ameriprise FICO 8 EX AMEX Platinum Personal FICO 8 EX AMEX Premier Rewards Gold FICO 8 EX Chase Slate FICO 8 EX
Equifax FICO 8 Products
Product Score Model Credit Bureau AT&T Universal FICO 8 EQ Finger Hut FICO 8 EQ
Transunion FICO 9 Products
Product Score Model Credit Bureau
Experian FICO 9 Products
Product Score Model Credit Bureau Ollo FICO 9 EX
Equifax FICO 9 Products
Product Score Model Credit Bureau Navy Fed 9 EQ
Monitoring credit services
Credit Check Total
https://www.creditchecktotal.com/
$1 for a 7-day trial
MyFico Products
https://www.myfico.com/products/credit-score-monitoring-products/
MyFico vs Credit Check Total
Source 1. http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Check-Total-VS-My-FICO/td-p/4179343
Source 2. http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Check-Total-or-MyFico/td-p/4372826
Others
Credit Karma
https://www.creditkarma.com/credit-monitoring
Contribution from DaveInAZ
Discover's Scorecard, free to everyone (You do not need to have a Discover's accout) - FICO 8, Experian
Contribution from arkane
Experian offers its own free Experian FICO 8 score at www.freecreditscore.com
Citi is also offering a free Experian FICO 8 score for 90 days (courtesy of a finding by ABCD2199)
https://www.creditscore.citi.com/#/
You can stagger all 3 by 10 days apart so you can get tri-monthly updates to your EX score, at least for the first 90 days.
Great resource!
@Anonymous wrote:
Be aware all lenders do not use the boosted score.
And I've also read somewhere--may have been on this forum--that if you remove the items that boosted your score, for example utilities, you lose those gained points.
@Anonymous wrote:
@Anonymous wrote:Last Udpated 1/3/2019 @ 12:30 PM Pacific Time
Score Model By Bank Name
Bank Score Model Credit Bureau Credit Card Checking 1st National Omaha Achieva Credit Union
Affinity Federal Credit Union FICO 8 EX Y AFL–CIO Employees Federal Credit Union Air Force Federal Credit Union Alaska USA Federal Credit Union6 Alliant Credit Union Vantage 3.0 Ally Financial America First Credit Union8 AMEX FICO 8 EX Y Andrews FCU FICO 8 EQ Y Arsenal Credit Union National Geospatial-Intelligence Agency Associated Banc-Corp Arrowhead Credit Union FICO 9 EX Banc of California BancorpSouth Bank Bank of America FICO 8 TU Y Bank of Hawaii Bank of New York Mellon Bank of the Ozarks BankUnited Banner Barclay FICO 8 TU Y Bayport CU FICO 5 EQ BB&T BBVA Compass BECU FICO 8 TU Belvoir Federal Credit Union Berkshire Hills Bancorp Beulah Federal Credit Union BMI Federal Credit Union BMO Harris Bank BNP Paribas BOK Financial Buckeye State Credit Union CACLFCU FICO 8 TU Cadence Bancorp Call Federal Credit Union Caltech Employees Federal Credit Union Capital One Financial Vantage 3.0 TU Y Capitol Federal Financial Cascade Community Federal Credit Union Cathay General Bancorp CCUFL FICO 9 TU Central Banco Central Wisconsin Credit Union Charles Schwab Chartway Federal Credit Union Chase Vantage 3.0 Y Y Chemical Financial Citi FICO 8 Bankcard EQ Y Citizens Equity First Credit Union Citizens Financial Group Clearview Federal Credit Union CloverBelt Credit Union Coastal Federal Credit Union Columbia Banking System Comerica Commerce FICO 8 Y Commerce Bancshares Commercial Bank Bankcard 9 TU Commonwealth Credit Union Community Bank System CommunityAmerica Credit Union Connexus Credit Union Consolidated Community Credit Union CoVantage Credit Union Credit Suisse Credit Union 1 Credit Union 1, Illinois Cullen/Frost Bankers Customers Bancorp Dade County Federal Credit Union DCU FICO 4 & 5 EQ Y Del-One Delta Community Credit Union Denali Alaskan Federal Credit Union10 Desert Schools Federal Credit Union Deutsche Bank DFCU Financial Digital Federal Credit Union Discover FICO 8 TU Y Duluth Teachers Credit Union Dupont Community CU FICO 5 EQ East West Bank Eastman Credit Union Educational Employees Credit Union Elements Financial FCU FICO 8 EQ Y Y Ent Credit Union Envision Credit Union ESL Federal Credit Union ETrade F.N.B. Fairwinds Credit Union FCB Financial Holdings Fidelity Fifth Third Bancorp Fifth Third Bank Financial Plus Federal Credit Union First Alliance Credit Union First Bank FICO 8 EQ Y First Citizens Bank First Citizens Federal Credit Union First Community Credit Union First Entertainment Credit Union First Financial Bancorp. First Hawaiian First Horizon National First Horizon National Corporation First Interstate BancSystem First Jersey Credit Union First Merchants First Midwest Bancorp First National of Nebraska First Republic Bank First Tech Federal Credit Union Firstmark Credit Union Flagstar Bancorp Florida State University Credit Union FNBO FICO 8 Bankcard EX Y Fulton Financial Genisys Credit Union Glacier Bancorp Golden 1 Credit Union Goldman Sachs Government Employees Credit Union Great Western Bancorp Great Wisconsin Credit Union Hancock Holding Hawaii Community Federal Credit Union Hawaii State Federal Credit Union Heartland Financial USA Hilltop Holdings Home BancShares Hope Bancorp HSBC HUECU FICO 8 EX Huntington Bancshares Huntington Voice FICO 8 or Bankcard 2?? EQ Y Iberia Bank IBM Southeast Employees Federal Credit Union Idaho Central Credit Union Independent Bank Group Industrial Federal Credit Union IFCU International Bancshares Investors Bancorp John DeereCapital KaiPerm Northwest Credit Union Keesler Federal Credit Union KeyCorp KeyPoint Credit Union KeyPoint Federal Credit Union Kinecta Federal Credit Union Kings Federal Credit Union Lafayette Federal Credit Union Lake Michigan Credit Union Lake Trust Credit Union Landmark Credit Union Langley Federal Credit Union FICO 8 EQ Y Latitude 32 Federal Credit Union LegacyTexas Financial M&T Bank McGraw-Hill Federal Credit Union Melrose Credit Union MemberSource Credit Union Merck Sharp & Dohme Federal Credit Union Meriwest Credit Union Merrick FICO 8 Bankcard TU Y Metro Credit Union Michigan Schools and Government Credit Union Michigan State University Federal Credit Union
Fico Score 2 EX Y Y Mission Federal Credit Union Mizuho Financial Group Morgan Stanley Mountain America Credit Union MUFG Union Bank Municipal Credit Union MYCCU FICO 8 EX NASA Federal Credit Union
Navy Fed FICO 9 EQ Y Navy Federal Credit Union12 NavyArmy Community Credit Union NBT Bancorp Nevada Federal Credit Union New England Federal Credit Union New Mexico Educators Federal Credit Union New York Community Bank Northern Trust Northwest Bancshares N–Zedit Old National Bancorp Oregon State Credit Union Pacific Marine Credit Union, California PacWest Bancorp Partners Federal Credit Union Patelco Credit Union, California PenFed FICO 9 EQ Y Pentagon Federal Credit Union Peoples Alliance Federal Credit Union Peoples United Financial PeoplesChoice Credit Union Pinnacle Financial Partners Pittsford Federal Credit Union PNC Financial Services Polish & Slavic Federal Credit Union Popular Inc Premier America PrimeWay Federal Credit Union Prince George's Community Federal Credit Union Progressive Credit Union Prosperity Bancshares Provident Financial Svcs PSECU, Pennsylvania Publix Employees Federal Credit Union Purdue Federal Credit Union PEFCU Randolph-Brooks Federal Credit Union Raymond James Financial Redstone Federal Credit Union Regions Financial Regions Financial Corporation Renasant Richmond Postal Credit Union Robins Financial CU FICO 9 TU Rogue Credit Union Royal Bank of Canada SafeAmerica Credit Union San Diego County Credit Union Santa Clara County Federal Credit Union Santander Bank SchoolsFirst Federal Credit Union SDCCU Seattle Credit Union Security Service Federal Credit Union SELCO Community Credit Union Service Credit Union Signature Bank Silicon Valley Bank Simmons First National South Carolina Federal Credit Union South State Southland Credit Union Spire Federal Credit Union Spokane Teachers Credit Union Stanford Federal Credit Union State Employees Credit Union of North Carolina State Street Corporation Sterling Bancorp Summit Credit Union Suncoast Schools Federal Credit Union SunTrust FICO 8 Bankcard EQ Y SVB Financial Group Synchrony FICO 8 TU Y Synovus Financial TCF Financial TD Bank Technicolor Federal Credit Union Texas Capital Bancshares Texas Dow Employees Credit Union TFS Financial The Bank of New York Mellon The Union Credit Union Timberline Federal Credit Union Tinker Federal Credit Union Treasury Department Federal Credit Union Triangle Credit Union Tropical Financial Credit Union TruChoice Federal Credit Union Truliant Federal Credit Union TruMark Financial Credit Union Trustmark Tyco Federal Credit Union U of I Community Credit Union U.S. Central Credit Union Defunct UBS UMassFive College Federal Credit Union UMB Financial Umpqua Holdings Union Bankshares United Bankshares United Community Banks United Federal Credit Union United Heritage Credit Union United Nations Federal Credit Union United Teletech Financial University Credit Union University of Michigan Credit Union University of Wisconsin Credit Union US Alliance Federal Credit Union, formerly UniStar Federal Credit Union US Bank Vantage 3.0 EX Y USA Federal Credit Union USAA Vantage 3.0 EX Y USU Charter Credit Union Valley National Bancorp Veridian Credit Union VyStar Credit Union Washington Federal Washington State Employees Credit Union Webster Financial Wells Fargo FICO 9 EX Y Y WesBanco Wescom Credit Union Western Alliance Bancorp Western Bridge Corporate Federal Credit Union Defunct White House Federal Credit Union Whitefish Credit Union Wings Financial Credit Union FICO V2 EX Y Y Wintrust Financial Xceed Financial Credit Union Zions Bancorporation
Equifax Bankcard Score 2 Products
Product Score Model Credit Bureau Hungtington Voice Card BK2 EQ
Experian Bankcard Score 2 Products
Product Score Model Credit Bureau
Transunion Bankcard Score 2 Products
Product Score Model Credit Bureau
Transunion FICO 8 Products
Product Score Model Credit Bureau Amazon FICO 8 TU Barclay Arrival + FICO 8 TU BOFA Cash Rewards FICO 8 TU Discover it FICO 8 TU JcPenney FICO 8 TU Lowe's FICO 8 TU PayPal FICO 8 TU TjMaxx FICO 8 TU
Experian FICO 8 Products
Product Score Model Credit Bureau AMEX Blue FICO 8 EX AEMX Blue Cash Everyday FICO 8 EX AMEX Blue Cash Preferred FICO 8 EX AMEX Blue Delta Skymiles FICO 8 EX AMEX Delta Reserved FICO 8 EX AMEX EveryDay FICO 8 EX AMEX EveryDay Preferred FICO 8 EX AMEX Delta Platinum FICO 8 EX AMEX Green FICO 8 EX AMEX Hilton Honors Ascend FICO 8 EX AMEX Hilton Honors Aspire FICO 8 EX AMEX Hilton Honors FICO 8 EX AMEX Platinum Ameriprise FICO 8 EX AMEX Platinum Personal FICO 8 EX AMEX Premier Rewards Gold FICO 8 EX Chase Slate FICO 8 EX
Equifax FICO 8 Products
Product Score Model Credit Bureau AT&T Universal FICO 8 EQ Finger Hut FICO 8 EQ
Transunion FICO 9 Products
Product Score Model Credit Bureau
Experian FICO 9 Products
Product Score Model Credit Bureau Ollo FICO 9 EX
Equifax FICO 9 Products
Product Score Model Credit Bureau Navy Fed 9 EQ
Monitoring credit services
Credit Check Total
https://www.creditchecktotal.com/
$1 for a 7-day trial
MyFico Products
https://www.myfico.com/products/credit-score-monitoring-products/
MyFico vs Credit Check Total
Source 1. http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Check-Total-VS-My-FICO/td-p/4179343
Source 2. http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Check-Total-or-MyFico/td-p/4372826
Others
Credit Karma
https://www.creditkarma.com/credit-monitoring
Contribution from DaveInAZ
Discover's Scorecard, free to everyone (You do not need to have a Discover's accout) - FICO 8, Experian
Contribution from arkane
Experian offers its own free Experian FICO 8 score at www.freecreditscore.com
Citi is also offering a free Experian FICO 8 score for 90 days (courtesy of a finding by ABCD2199)
https://www.creditscore.citi.com/#/
You can stagger all 3 by 10 days apart so you can get tri-monthly updates to your EX score, at least for the first 90 days.
Great resource!
So going by this list, only the following offer FiCO 09 TU:
CCUFL
Robins Financial CU
Does anyone know of any others? Preferably a bank/CU that you do not require getting a CC to get the score.
@Anonymous wrote:Wings Financial provides Experian FICO V2 quarterly.
Membership is open to anyone with $5 donation to Wings Financial Foundation.
I only ever had a savings and a long since dormant checking account, never had CC with them and it was available to me.
Curious if since this post you have gotten a CC with them and if so, how do you like it?
@Kasuito39 wrote:
My Equifax fico 8 is at 710 and i pulled the plug with Andrews Federal Credit Union since it is recorded as a EQ fico 8 but suprisingly it run my Experian fico 8 as i received an alert from experian but now its under review. Op can we please double check the data as i would hate it to be misleading to others. Will report back if approved.
Was wondering if you ever got the CC from Andrew's?
Fantastic list!
Elements Financial credit union has downgraded to a Transunion Vantage score. You can reportedly check it daily -just like WalletHub. I will not be signing up.
My Amex Cash Magnet shows FICO EX 8 which seems to match the others ^^