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URGENT!!!

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slowlyclimbing2007
Established Member

URGENT!!!

Any suggestions.... We are trying to purchase a slightly used car and the problem is that it will be in my boyfriends name only.  We own a home and the mortgage is almost half of his income. As my credit is horrible I am trying to find a way the dealer may be able to use my income without my credit? ANY IDEAS? I am waiting for the dealer to call back this morning....
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: URGENT!!!

I have similar situation because of my DTI.  My dh's credit is bad.  Usually on the application, there is a spot to state the income of the applicant and then a spot to state the HOUSEHOLD INCOME.  Hope this helps.
Message 2 of 4
slowlyclimbing2007
Established Member

Re: URGENT!!!

There was not one but, the application was very brief. I hope with the way the used car market is that the dealer will do whatever it takes!!!!
Message 3 of 4
fused
Moderator Emeritus

Re: URGENT!!!



slowlyclimbing2007 wrote:
Any suggestions.... We are trying to purchase a slightly used car and the problem is that it will be in my boyfriends name only.  We own a home and the mortgage is almost half of his income. As my credit is horrible I am trying to find a way the dealer may be able to use my income without my credit? ANY IDEAS? I am waiting for the dealer to call back this morning....


Do you have any positive history with auto loans on your reports?
Message 4 of 4
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