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USAA Opens up eligibility to checking, savings and CD's to non military

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score_building
Senior Contributor

USAA Opens up eligibility to checking, savings and CD's to non military

just opened up a new USAA checking and savings, looks like one of the best deals in class.  imho it has better features than pen fed (checking) where i recently joined so i figured what the hay... i'll go with USAA free checking since account features seem a bit better.  you can also app their MC cc as non military. however, insurance products, etc are open to military only presently.
Message Edited by score_building on 04-05-2009 08:07 AM
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 1 of 11
10 REPLIES 10
Red1Blue
Super Contributor

Re: USAA Opens up eligibility to checking, savings and CD's to non military

Do you know if they would pull hard inq for opening a checking account with them? I dont want to add any more inq's to my CR.
Message 2 of 11
score_building
Senior Contributor

Re: USAA Opens up eligibility to checking, savings and CD's to non military


@Red1Blue wrote:
Do you know if they would pull hard inq for opening a checking account with them? I dont want to add any more inq's to my CR.

 

Concord, neither did i, the csr offered verbal assurance that it would not include a HP.  it seemed to me that he knew about hard pulls and was not just telling me what i wanted to hear in the moment. it was the most hassle free and quick acct i've ever opened, the csr was both friendly and v. knowledgeable. 

 

even a checking acct. sans HP is a hard thing to find.  Go USAA!  they also refund up to $15 of atm fees per month, life time free checks, debit rewards.  the savings or ANY mastercard can be linked to your checking as overdraft -it kind of feels like a foot in the door with a AAA lender, though it is unfortunately not full membership -just access to cheking,savings, and cd's..  i'm just thankful for that and don't want to step on any toes, since i understand some military members may prefer keeping it within that community. 

 

 bottom line, i honestly have not come across a checking account with better features that was such a cinch to open. so many banks seem to HP for checking (perhaps due to built in overdraft features, i guess). 

Message Edited by score_building on 07-01-2009 10:09 AM
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 3 of 11
Red1Blue
Super Contributor

Re: USAA Opens up eligibility to checking, savings and CD's to non military

Can we open the account online or do we have to call the bank to open the account?
Message 4 of 11
score_building
Senior Contributor

Re: USAA Opens up eligibility to checking, savings and CD's to non military

i tried online first but got an ineligible to apply msg.  so i called in to open the accts and they were showing online within like 5 minutes.  you can then order free checks and deposit slips online.  only full member accts are offered the at home online banking feature where you can dep chks online at home apparently, that's gotta be one of the coolest things going right now, oh well.
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 5 of 11
Grape
Regular Contributor

Re: USAA Opens up eligibility to checking, savings and CD's to non military

Score...can you confirm there was no Hard Pull to open this checking acct? I am a full USAA member and interested in adding a checking acct, but don't want the hard pull.
Message 6 of 11
score_building
Senior Contributor

Re: USAA Opens up eligibility to checking, savings and CD's to non military


@Grape wrote:
Score...can you confirm there was no Hard Pull to open this checking acct? I am a full USAA member and interested in adding a checking acct, but don't want the hard pull.

 

no HP when i opened up checking at USAA Smiley Happy
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 7 of 11
Grape
Regular Contributor

Re: USAA Opens up eligibility to checking, savings and CD's to non military

Excellent, thanks for that quick response. Off to open my checking acct now Smiley Happy
Message 8 of 11
Anonymous
Not applicable

Re: USAA Opens up eligibility to checking, savings and CD's to non military

i opened mines 2 weeks ago moved all my accounts there one day they will open up to us civilians..
Message 9 of 11
MidnightOwl
Regular Contributor

Re: USAA Opens up eligibility to checking, savings and CD's to non military

I opened a checking account today with USAA. No hard pull was done at all & I opened the account online. I thought I might get turned down because of chexsystems but, apparently, they don't check chexsystems either !!

Message 10 of 11
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