Taken from the bottom of this site:
90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
Ok so who are the 10 that don't....and why the heck don't they?
They use internal formula's. GECRB is likely at the top of the list. Even those that use a FICO also have internal scoring they rely on just as much if not more, Amex is a good example here.
Maybe this is far-fetched, but I liken FICO for a lot of these institutions as the equivalent of how a lot of us use "monitoring" sites.
