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Unique National Collections

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WhirledPeasPlease
Moderator Emeritus

Re: Unique National Collections



AlishaR wrote:
She said otherwise it would have to be on there as a pif for 12 months and they would take it off for me.

Well that confirms my 12 month window from the other thread re: Unique.
 
Thanks!
~*~*~*~*~*~*~*~*~*~*~
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4/23/12 -- BK 13 date of filing EQ = 505
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12/5/13 -- EQ 669
Here we go.... back on track.
Message 11 of 18
Anonymous
Not applicable

Re: Unique National Collections



@jj15 wrote:
So you haven't paid it yet sasmith?




No, this should have been the first acct taken care of,
but got lost "translating" my credit report.
Taking care of it this weekend, keeping my fingers crossed.
Message 12 of 18
Junejer
Moderator Emeritus

Re: Unique National Collections

Sasmith:

 

Before you pay the CA, make sure that you get in writing that they are going to remove.  That way, if they don't do it, you have the letter from them, on their letterhead that states their intentions.  You can send these to the CRAs and have them removed, in the likely event that they don't do what they say (go figure).


Message Edited by ByrdMan on 01-04-2008 07:58 PM






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Message 13 of 18
SecondWind
Valued Member

Re: Unique National Collections

I tried the backdoor number too and got a Becky to answer.  My library account was paid off and she told me that after 1 year, the CA TL would automatically be deleted.  After I pressed a bit, she said that if the OC contacted Unique saying that my original debt was incorrect, the CA TL could be axed sooner than the 1 year. 

 

Next step for me is contacting the library hoping I can gain some ground there.

 

Maybe you'll have better luck with Becky, sasmith!  Let us know what happens.

Message Edited by SecondWind on 01-06-2009 10:34 AM

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Message 14 of 18
Junejer
Moderator Emeritus

Re: Unique National Collections

Wow secondwind, you dug this up out of the archives for real. That was one of my first posts here. Surprisingly, it makes some sense. Smiley Very Happy






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Message 15 of 18
MBOhio2
Established Contributor

Re: Unique National Collections

My husband has a collection with UNC so now I'm digging out this old post too!

 

He has a $77 library fee that is now a collection on his credit report with UNC. I am going to send a PFD letter to UNC. However, two questions:

 

1) Has anyone had PFD success with UNC?

 

2) Is there any reason I shouldn't email a PFD letter?

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Message 16 of 18
SecondWind
Valued Member

Re: Unique National Collections

UPDATE to my last post:

 

I contacted the library that had sent me to collections originally.  Since the debt was paid off, I felt that I could appeal the good senses of the library people.  Anyway, I had lots of communication with the library via email, originally with the staff manager, who eventually escalated the problem up to a higher director.  LONG story short, the director did something and contacted Unique and the tradeline was deleted in less than a month from all the bureaus. 

 

I guess the point of the story is that Unique will delete the item quickly at the behest of the library; so I guess you might want to consider developing a good relationship with your local library management.

 

I know that's not really the answer to your question but maybe it can provide some alternatives in case the PFD doesn't work.


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Message 17 of 18
MBOhio2
Established Contributor

Re: Unique National Collections

Actually, that's very helpful!

 

This is on my husband's credit report so I called him and he reminded me that he did pay this a few months back and the library said they would have it deleted. While they obviously did not, he is going to follow up with the library to see if he can get it removed that way.

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Message 18 of 18
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