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Upstart loans now reporting on CR.

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Strogen
Frequent Contributor

Upstart loans now reporting on CR.

Like the title says, my Upstart unsecured personal loan is now reporting on my TU report. 

 

Opened the account in Sep 2014 so just an FYI to anyone with one of these loans. 

 

It was nice paying off all credit card debt and not having the loan show up on my report but I guess its fine. Did drop my scrore some 10 points. 

807 TU FICO Score 8.
Message 1 of 4
3 REPLIES 3
ccb2115
Frequent Contributor

Re: Upstart loans now reporting on CR.

Thanks for the info. I was just approved for a loan and wanted to know more about when and who they report to since there's very little information out there... outside of the reviews on CK.

Are they only reporting to TU for you? That's still a pretty good deal if it's only on that report. That means my EQ and EX reports will be flawless. Also, I know some loans take awhile to report (2-3 statements) so that could have been the case for you. Thanks again!


Scores: EX: 793 EQ: 804 TU: 801
Message 2 of 4
Strogen
Frequent Contributor

Re: Upstart loans now reporting on CR.


@ccb2115 wrote:
Thanks for the info. I was just approved for a loan and wanted to know more about when and who they report to since there's very little information out there... outside of the reviews on CK.

Are they only reporting toTU for you? That's still a pretty good deal if it's only on that report. That means my EQ and EX reports will be flawless. Also, I know some loans take awhile to report (2-3 statements) so that could have been the case for you. Thanks again!

As far as I can tell its only TU, paid $5 to Quizzle to update my Equifax just to see since I was very curious and it didnt show up. 

 

Still cant believe they gave me that loan with an 8.5% APR, the other online lenders were offering 28% + APR if they offered anything at all. 

807 TU FICO Score 8.
Message 3 of 4
ccb2115
Frequent Contributor

Re: Upstart loans now reporting on CR.

Really great rate! I was given a 10.5% APR. MY TU score wasn't ideal due to high util, so I was lucky to get that. Most of my cc's have a 19% + APR.

Very good to know that they only report to TU.


Scores: EX: 793 EQ: 804 TU: 801
Message 4 of 4
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