Utilization Survey

[Anonymous]

If you guys don't mind posting the jumps you had with utilization

what percentage you were before/after

length of time you paid down the utilization

How many cards...

just trying to crunch some numbers...thanks...

Message Edited by GETNUMBERSUP on 02-19-2008 04:16 PM

[llecs]

Here's one good example:

EQ score on 2/1 is 608. Util% is at 48% based on FICO's balances. I paid down a balance and on 2/10, score goes to 621 with a util reported by EQ at 25%. An account gets closed and util spikes to 55% on 2/15. Score drops to 609.