Utilization?

[rizeninme]

I've been reading and reading this board, and I know that obviously less than 10% UTZ is best, but I am trying to decide what the best plan of action is.

I have six accounts ranging from 29% to 94% utilization. Here are my questions:

1. Should I pay the higher ones down first? If so, to what %

or

2. Should I pay them down evenly to under 10%

Is it better to have one card under 10%, or is is better to have lower %'s across the board?

I'd appreciate anyone's opinion on this.

[Tuscani]

The more you can spread the balances around the better (in terms of scoring). However, IMO saving money is more important here. To avoid paying more in finance charges, you should pay down the cards with highest interest first.

Check out: http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=4120