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Vantage score?

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skigirl916
Established Contributor

Vantage score?

Where can I get my hands on a true (and hopefully free?) Vantage score?

 

The score CK gives me is scary low.  That can't be even close to right.

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Revelate
Moderator Emeritus

Re: Vantage score?


@skigirl916 wrote:

Where can I get my hands on a true (and hopefully free?) Vantage score?

 

The score CK gives me is scary low.  That can't be even close to right.


The CK VS is 2.0; Alliant does a VS 3.0 (they're transitioning, right now I get both) and I believe Quizzle is on VS 3.0 too.  Likely some other places.

 

IF you're talking baseline CK score in their app and on their front login page, that's TU's New Accounts score, you have to do a couple of mouseclicks to get to the VS score.




        
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EW800
Valued Contributor

Re: Vantage score?

Credit.com offers free Vantage 3.0 score, updated once a month.
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
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