So, If you send a "late" dispute, and it is CRMMM, and you can prove they took longer, or hadn't responded at all within the 30 days, what do you do now? What is the next step? Do you send them a nastygram? do you write them a letter telling them their time is up?
Same questions go for disputes that are not sent CRMMM
I mean what do you do after that? Call them and say, "hey... did you delete me yet"
I keep track of all the dates I send or fax a letter out but wouldn't it be your word against mine?