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Verizon Credit Check

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Cory88
Frequent Contributor

Verizon Credit Check

What CRA does Verizon use when you open a account?

Message 1 of 8
7 REPLIES 7
JoeRockhead
Community Leader
Super Contributor

Re: Verizon Credit Check

I'm not sure which they use but should only be a SP.

Message 2 of 8
CreditCuriosity
Moderator Emeritus

Re: Verizon Credit Check

believe initial account opening is a hp been so long against EQ at time and each phone there after is a SP.  I could be wrong maybe it is a SP been so long since switched carriers.

Message 3 of 8
SouthJamaica
Mega Contributor

Re: Verizon Credit Check


@JoeRockhead wrote:

I'm not sure which they use but should only be a SP.


It's been a while since I got a new contract with them but my recollection is that it's a  hard pull.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 8
FireMedic1
Community Leader
Mega Contributor

Re: Verizon Credit Check

Most cases its EX. Spectrum if you get a phone in house HP. Online none.



BK Free Aug25
Message 5 of 8
Gregory1776
Valued Contributor

Re: Verizon Credit Check

if it were a hard pull id never have gotten them. of couse at the time i got my first phone i wasnt concerned with credit or had any. thats stupid...

 



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 6 of 8
CardHunter
Established Contributor

Re: Verizon Credit Check


@Cory88 wrote:

What CRA does Verizon use when you open a account?


When I switched over to Verizon from T-Mobile 2 years ago it was a SP. but when I applied for the Verizon credit card (same day) it was a HP on TU.

Message 7 of 8
QuarterB35
Established Member

Re: Verizon Credit Check

I think it's a soft pull in the North East via Online

Message 8 of 8
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