Verizon Wireless Credit Pull

injustifiiable · ‎10-03-2013

I'm out of contract with AT&T but am thinking of moving over to Verizon because the coverage is a little bit better in my area.

I haven't had a credit check for a cell phone since 2008 and that was when AT&T pre-approved me with no deposit. I wasn't monitoring my credit then so I have no clue what bureau they checked or if they even did a pull.

Wanted to know if it would be a HP or SP and what bureau it would be on.

Thanks all!

Anonymous · ‎10-03-2013

It will be a HP but not sure of the CRA they would use.

ccuser · ‎12-13-2013

Verizon HPed EQ for me in Septemer

Anonymous · ‎12-14-2013

VZW pulled Experian in Oct 2011 / NYC

Verizon FIOS pulled Equifax in Aug 2013 / NYC

If you authorize it, Verizon will use the same credit check for multiple products (i.e. FIOS and Wireless). These were hard pulls.

AAstra · ‎12-16-2013

HP'd Experian in PA back in Feb. '13 I believe

FICO - TU: 815 | EQ: 793 | EX: 813

Sears MasterCard: $13k (1/2013)
Capital One Venture One Visa Signature: $10k (7/2015)
Amex BCE: $9.8k (3/2014)
Amex Corporate: NPSL
Chase Freedom Visa Signature: $9.5k (3/2014)
Discover it: $9.5k (3/2014)
Barclaycard Visa with Apple Rewards: $2.65k (6/2013)