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Got a CLI to 4k from 900 earlier this month. The statement cut the other day and myFICO 3B Ultimate's daily update/alerts showed me the 8 point increase just now. This alone is great because I lost 6 points last week applying for an Amex and a Cap 1 product. So the effect of last week's apps has been offset by this increase. When my new Marvel card reported last week had no effect on my score. It's nice to see that a CLI has a positive effect.
Happy dance.
Scores will fluctuate a bit just form normal activity. If you're going to obsess over the numbers then set a high threshold. I'd suggest at least 20 points.
Congrats Nerd. It is ok to obsess imo. I mean, if you are on this forum you are basically announcing you are obsessed..lol.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |