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Walmart FICO - November 2014

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SunriseEarth
Moderator Emeritus
‎11-12-2014 12:03 PM
‎11-12-2014 12:03 PM

Walmart FICO - November 2014

Hello,

 

The Wally TU FICO scores are available.   I'm seeing a little progress!   I'm +5 from last month...674.

 

ficoChart.jpg

 

 

 

What are your scores?



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 1 of 17
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16 REPLIES 16
EW800
Valued Contributor
‎11-12-2014 01:31 PM
‎11-12-2014 01:31 PM

Re: Walmart FICO - November 2014

Congratulations!  Looks like you have made great progress in the last year!  Smiley Happy

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 2 of 17
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Anonymous
Not applicable
‎11-12-2014 01:45 PM
‎11-12-2014 01:45 PM

Re: Walmart FICO - November 2014

Congrats. I just go my walmart card last month and I was a 622.....updated this month to a 652!! 30 point increase not to bad!
Message 3 of 17
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Jerry45
Valued Contributor
‎11-12-2014 01:48 PM
‎11-12-2014 01:48 PM

Re: Walmart FICO - November 2014

50+ in less than a year. Congrats

Message 4 of 17
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uswala
Senior Contributor
‎11-12-2014 01:49 PM
‎11-12-2014 01:49 PM

Re: Walmart FICO - November 2014

Congrats!

Message 5 of 17
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Jerry45
Valued Contributor
‎11-12-2014 01:49 PM
‎11-12-2014 01:49 PM

Re: Walmart FICO - November 2014

30 in a month. Sweet!!

Message 6 of 17
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mongstradamus
Super Contributor
‎11-12-2014 01:50 PM
‎11-12-2014 01:50 PM

Re: Walmart FICO - November 2014

@Jerry45 wrote:

50+ in less than a year. Congrats

I got my update today i am not sure if my score is stagnant because i just applied for two new cards  ? They were ex pulls so thats odd and i don't think either of them have reported on credit reports so i am an bit perplexed whats going on. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 7 of 17
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SunriseEarth
Moderator Emeritus
‎11-12-2014 08:36 PM
‎11-12-2014 08:36 PM

Re: Walmart FICO - November 2014

@EW800 wrote:

Congratulations!  Looks like you have made great progress in the last year!  Smiley Happy

Thank you!   I settled on a CO and another CO aged off my reports.   Those two events caused the big upswings in my history.  I'm hoping to see another boost when the settled CO ages off next year.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 8 of 17
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SunriseEarth
Moderator Emeritus
‎11-12-2014 08:37 PM
‎11-12-2014 08:37 PM

Re: Walmart FICO - November 2014

@Anonymous wrote:
Congrats. I just go my walmart card last month and I was a 622.....updated this month to a 652!! 30 point increase not to bad!

Very nice!   Congrats!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 9 of 17
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mtrsprt
Frequent Contributor
‎11-12-2014 08:44 PM
‎11-12-2014 08:44 PM

Re: Walmart FICO - November 2014

Last baddie (paid collection from 2008) fell off this month..... WOW.........

 

Starting Score: 521 TU, 597 EQ, 574 EX on 6/20/2011
Current Score: 753 TU, 764 EQ, 766 EX on 02/17/2014
Goal Score: 720-740 Across the board

Take the FICO Fitness Challenge
Message 10 of 17
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