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Walmart FICOs are up!

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ReaLiLJ
Regular Contributor

Re: Walmart FICOs are up!

Back up +9 to 736 

Your FICO® Score

As of December 02, 2013
your FICO® Score is:736

 


Still says I have a short credit history lol. (AAOA is ridiculous, wish I had an older sibling who had flawless credit to backdate on (if only that still worked as well)) but I'll take it! Was going to surely surpass 750 in Jan, but I'm going holiday shopping: after next week successful run of finals so I won't see that until May/Junish 2014! When I bring my utilization back down to 1%! Smiley LOLSmiley Wink

Back to the high 600's/intro level 700's I come though! Smiley Happy

20 Years & 1 Month Young; Total Income: $53k (Credit History): 1.9 years AAOA: 1.0 years
Fico Scores: Exp: 725 (12/4) EQ: 703 (11/13) TU: 736 (12/6) Total Credit Available: 89k
Wallet: AmEx Plat- NPSL | AmEx BCP $10.5K | BestBuy SC $10k | Duck Card $8k | BoFA CR Plat Plus Sig. $5k | Discover IT $6k | Chase Freedom Sig. $7k | CSP Sig. $5k | USBank Cash+ Sig. $5k | Barclays R MC $5k | Chevron Visa $5k | BR Visa $5k | Walmart Discover $4k | DCU Plat Visa $3k | QuickSilver CR $3k | Macy's Store CC/Macy's Amex $2.5k/$3k | BML $1.2k | Citi Divi Plat Visa $500
Open Loans: Sallie Mae SL: ($5.6k) (Def.) Car Loan (Red Devil FR-S): $20k/33k Remaining -Will Pay Off in 2yrs. Advice Welcomed!
Message 11 of 49
Anonymous
Not applicable

Re: Walmart FICOs are up!

775.

Same as Discover FICO.
Message 12 of 49
CreditCardDiva
Regular Contributor

Walmart Fico: December Scores

I'm at 640. 

Credit Rebuild Start Date (3/12)
Oakland County CU Visa ($500) | Capital One Quick Silver One ($600) | Capital One Secured MC ($200) | Walmart ($1600) | PayPal Credit ($1000) | Jared ($3500) | Victoria's Secret ($850) | Gettington ($3500) | Amazon Store Card ($850) | NewEgg Preferred ($2400) | Discover IT ($1500) | Dillard's AMEX ($1500) Target ($1500) | Overstock Store Card ($1200) | Kohl's ($1500) | Old Navy ($650) | Macy's Store Card ($800) | The Limited ($350)
Message 13 of 49
kkapdolee
Frequent Contributor

Re: Walmart Fico: December Scores

766

[10%+] Internet, Cable, Cell phone
[5%] Gas, Grocery, Amazon, Airline tickets, Drug Stores, Dept. Stores, Target, MyHabit
[3%] Restaurants
[2%] Everything Else
Message 14 of 49
Repo-ed
Senior Contributor

Re: Walmart Fico: December Scores

Heading in the wrong direction

 

ficoChart.jpg

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 15 of 49
madmann26
Valued Contributor

Re: Walmart Fico: December Scores

682 here.

Current Scores - 8/26/2025


FICO 9


EQ - 769


TU - 778


EXP - 762


Message 16 of 49
injustifiiable
Valued Contributor

Re: Walmart Fico: December Scores

No movement for me...shocking, really but I'll take it.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 17 of 49
Lorinega
Established Member

Re: Walmart Fico: December Scores

628 from 620 for me. Slow and steady wins the race Smiley Happy

Message 18 of 49
BootStraps
Established Contributor

Re: Walmart Fico: December Scores

Back down to 698 again...  Smiley Sad




Starting Score: All Under 590 (8/2011)
Current Score: Ex: 676 Eq: 681 Tu: 683
Goal Score: Ex: 725 Eq: 725 Tu: 725

Take the myFICO Fitness Challenge
Back in the Garden 4/22/16 Smiley Happy
Message 19 of 49
robbulous
Regular Contributor

Re: Walmart Fico: December Scores

714 as of December 2nd. Down from 722 last month because of increased utilization. Score will go up again once my $8500 of new credit/CLI's hit my reports.


NPSL.................$30,000............$28,000.............$20,500............$28,000............$80,000............$19,000............$21,300..............$20,500
Current FICO Score Across All 3: 770+..... GOAL: 800+ Current Utilization: 5%....... Infiniti Financial Auto Loan at 1.9%
Message 20 of 49
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