Weird account history

Anonymous · ‎02-14-2008

I have a loan for a 4 wheeler at a small place here in town. I signed up for creditcheck ( thoughts on this service? Is it FAKO numbers? ) I was late two months in a row. On Experian they show as paid then on equifax they show two lates. how is it that in the same month they show to one CA as paid and to another they show as late?

Anonymous · ‎02-15-2008

is this normal?

haulingthescoreup · ‎02-15-2008

@Anonymous wrote:

I have a loan for a 4 wheeler at a small place here in town. I signed up for creditcheck ( thoughts on this service? Is it FAKO numbers? ) I was late two months in a row. On Experian they show as paid then on equifax they show two lates. how is it that in the same month they show to one CA as paid and to another they show as late?

Hi, macchamps, welcome to the forums.

Creditcheck scores --yep, they're FAKO's.

What is the most recent date on this account on EX? For many people, EX has been terribly slow. You may have your lates pop up any day.

BTW: CA = collection agency. CRA = credit reporting agency, aka credit bureau. Fun, isn't it? There's actually a thread here with abbreviations:

http://ficoforums.myfico.com/fico/board/message?board.id=Welcome&thread.id=23

One that's missing: MOV = method of validation (verification? --sorry, brief brain fade here)

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Anonymous · ‎02-15-2008

Don't complain.... and if they never show on the one CRA REALLY DON'T COMPLAIN.

Anonymous · ‎02-15-2008

@Anonymous wrote:
Don't complain.... and if they never show on the one CRA REALLY DON'T COMPLAIN.

LOL Scarlet!! Now THAT is the post of the day!

(and so true)

Anonymous · ‎02-15-2008

thanks for the help. I will wait and see what happens.