Hello all,
I've sent three different PFD letters to six companies appearing on my credit over the past 2mths. I have not received a response back from any of the companies. I want to improve my credit by December, to hopefully qualify for a mortgage. Can I call the OC and make PFD arrangements that way? Before payment is made, I would have the OC fax or mail the agreement.What do you think? Will this work? Has anyone had success with this?
Message Edited by newmom24 on 09-15-2007 01:58 PM
Starting Score: 474
I originally PFD the CA, when I did not get a response I PFD's the OC. The last batch of PFD letters were sent to the CA 9/2/07 - still waiting ....
The simulator says my score could increase by 40 points by paying off the delinquent amounts from revolving accounts which is approx. 1200.00.