What is HP & DP mean?

[Anonymous]

I am new to the community and trying to get caught up on the lingo in this community. Can someone tell me what HP & DP means and any other lingo I will see move forward. I want to say it means high probability and default probability, thank you in advance.

[Nomad3]

HP is hard pull, or hard inquiry, on your credit. Applying for credit generally creates a hard pull.

DP is data point, related to information on your credit report.

Helpful threads:
https://ficoforums.myfico.com/t5/General-Credit-Topics/Helpful-Threads/td-p/10675

Common Abbreviations:
https://ficoforums.myfico.com/fico/board/message?board.id=Welcome&thread.id=23

[CreditInspired]

Hi and welcome

Here's a link to a thread that lists common abbreviations used on myFICO: http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458