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willswim wrote:
Hi posted this on a different board then realized should have posted here. I have several maxed out cc's. I'm getting 4k bonus next month. Should I pay it all on one card and pay it off or should I spread it out over a couple of cards? Which would help my scores the most? Thanks so much!
willswim wrote:
CL, BAL, APR
Discover 5400, 4439, 29%
Cap 1 700, 678, 22.3%
Fashion Bug 2150, 575, 24%
Merrick 750, 745, 27.95%
Chase 6500, 5984, 6%
Cap 1 4000, 3358, 6%
JcPenney 1300, 1250, 24%
Target 200, 170, 23%
@willswim wrote:
CL, BAL, APR
Discover 5400, 4439, 29%
Cap 1 700, 678, 22.3%
Fashion Bug 2150, 575, 24%
Merrick 750, 745, 27.95%
Chase 6500, 5984, 6%
Cap 1 4000, 3358, 6%
JcPenney 1300, 1250, 24%
Target 200, 170, 23%
Name | CL | BAL | UTL | APR |
Discover 5400 | 5400 | 4439 | 82% | 29% |
Cap 1 700 | 700 | 678 | 97% | 22.30% |
Fashion Bug 2150 | 2150 | 575 | 27% | 24% |
Merrick 750 | 750 | 745 | 99% | 27.95% |
Chase 6500 | 6500 | 5984 | 92% | 6% |
Cap 1 4000 | 4000 | 3358 | 84% | 6% |
JcPenney 1300 | 1300 | 1250 | 96% | 24% |
Target 200 | 200 | 170 | 85% | 23% |
21000 | 17199 | 82% |
Forgot to say, Once you get the big discover out of the way, you can easily knock off the smaller ones to keep you motivated. Don't worry about the Cap1 4000 and the chase 6500 for now. just pay minimums on those.
Message Edited by hdj on 04-03-2008 11:22 AM