What is the address for disputes regarding false data on myFICO reports?

[Anonymous]

I'm looking for the snail mail address for an important dispute.   Been searching this site, but can't find it and I don't see it on the credit report.

Thanks,

Christine

[MarineVietVet]

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@Anonymous wrote:

I'm looking for the snail mail address for an important dispute.   Been searching this site, but can't find it and I don't see it on the credit report.

Thanks,

Christine

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Have you tried these?

Equifax Information Services, LLC
P.O. Box 740256
Atlanta, GA 30374

Experian
Dispute Department
P.O. Box 9556

Allen, TX 75013

TransUnion
Consumer Relations
P.O. Box 2000
Chester, PA 19022-2000

[Anonymous]

No.  There is no point to disputing with credit bureaus who report CORRECT data.  I wish to dispute with the entity responsible for the data on the myFICO reports.

[Anonymous]

Most credit reports will have a section where the addresses of your accounts are listed if they're not already listed in the TL itself.  Or, you can Google.

[MarineVietVet]

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@Anonymous wrote:

No.  There is no point to disputing with credit bureaus who report CORRECT data.  I wish to dispute with the entity responsible for the data on the myFICO reports.

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Well which is it? The title of your post is What is the address for disputes regarding FALSE data on myFICO reports? 

[Anonymous]

Hi Christine!

Fair Isaac does not furnish the data in your consumer credit reports, period. If there are errors, you'll need to get it corrected with the data furnisher and/or dispute with the credit reporting agencies that are reporting.

[Anonymous]

LilMirth,

What happened to my posting last night? It was removed because it violated the myFICO Forums Guidelines & TOS. Please check your PMs. ~ LilMirth

[Removed]

What happened to my post?

You wrote:  "Fair Isaac does not furnish the data in your consumer credit reports, period."

From http://www.myfico.com/Default.aspx

Your FICO score measures your risk of repayment

Quite simply, FICO scores are the credit scores most lenders use to make lending decisions about you. The higher your score, the less risky you are in the eyes of a lender.

Do you know your score? Find out by seeing your
FICO score and credit report today.

Price: $15.95 per report

And that's why my clients are spending mega bucks to purchase myFICO reports and I spend countless hours determining which (missing) data on the myFICO reports lowers their FICO scores.

So, where do we dispute data added to the credit reports utilized for FICO scores that's NOT reported by the credit bureaus, but ADDED by Fair Isaac?

Message Edited by LilMirth on 11-11-2009 01:15 PM