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Send me the money.
Seriously, if your job is secure, I would go after the CC debt since it would give you a FICO score boost in case you needed to buy another car, otherwise I also would go after the HELOC and then the CC debt.
My first question is: What are your current cash reserves and savings? If you have a minimum of 3 months reserves, preferably 6, then various previous posts all have good ideas.
But, if you have little or no cash reserves...put the bonus into savings for emergency funds.
IMO IME ![]()