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What is the biggest boost or drop in FICO score

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Anonymous
Not applicable

Re: What is the biggest boost or drop in FICO score

Congrats on your increase!

 

Got an 85 pt. boost today on EXP  with an early exclusion of 2 medical collections, 667 to 752.  I was shocked.  Now I'm really curious to see how this collection drop-off  will affect the other scores. 

Message 11 of 14
tonyjones
Valued Contributor

Re: What is the biggest boost or drop in FICO score


@Anonymous wrote:

Congrats on your increase!

 

Got an 85 pt. boost today on EXP  with an early exclusion of 2 medical collections, 667 to 752.  I was shocked.  Now I'm really curious to see how this collection drop-off  will affect the other scores. 


How early?

Current Fico Scores: (November 2024)
Message 12 of 14
Anonymous
Not applicable

Re: What is the biggest boost or drop in FICO score


@tonyjones wrote:

@Anonymous wrote:

Congrats on your increase!

 

Got an 85 pt. boost today on EXP  with an early exclusion of 2 medical collections, 667 to 752.  I was shocked.  Now I'm really curious to see how this collection drop-off  will affect the other scores. 


How early?


Both accounts were due to fall off in April.   I knew from reading this forum that I had a pretty good shot at getting Experian to delete a month early.  (Thanks everyone!)  The other two  CRAs however have June (TU)  and July (EQ)  as the fall off dates, so I may not see the other two scores increase for a while yet.  Sent a written request off to TU today.  

Message 13 of 14
SunriseEarth
Moderator Emeritus

Re: What is the biggest boost or drop in FICO score

My biggest gain was when my last CO fell off TU....went up 70 points to 739!



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $53000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Ralphs Rewards WEMC $20000 | Citi Custom Cash MC $19600 | Jared Gold Card $19000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Belk MC $10000 | Sephora VS $9400 | Wayfair MC $4500 | ~~
Message 14 of 14
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