What's the Best way to get 30 Points in Two Months?

[Junejer]

Hi Eddy, thanks for posting this. I don't have a problem with your content (others may see things differently), as I like some emotion in a goodwill letter. If you don't mind, I would like to take a crack at some grammatical and punctuation errors that might help your letter a bit. If you would prefer not, I understand as well.

[Anonymous]

I'm in a similar situation. Can you tell me what these acronyms mean that you mentioned in an earlier mail on this subject? (Sorry . . . I'm a Newbie, & this is my first post.) 

(. . . you're) DV'd

( . . . do a) PFD. 

(. . . you need to) DV (them)

( . . . if) SOL (has passed.)

[llecs]

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xyz2007 wrote:

I'm in a similar situation. Can you tell me what these acronyms mean that you mentioned in an earlier mail on this subject? (Sorry . . . I'm a Newbie, & this is my first post.) 

(. . . you're) DV'd

( . . . do a) PFD. 

(. . . you need to) DV (them)

( . . . if) SOL (has passed.)

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http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=6834

Common abbreviations threads is the 4th link down. Welcome to the forums!

[Anonymous]

As far as the GW goes, Make it a little more sweet and to the point. They really don't care that you are planning on living the "American Dream" if you had financial hardship due to anything loss of employment, medical leave, death in family you name it. Let them know. Also be persistent if one dosent work send it again. Some creditors will see it as a oppurtunity to help, specially if you still hold an account with them, in good standing

As far as the paid collections without negoations its just gonna have to die a natural death. However they can only that account on their from the date of final derogatory of the OC, so if you defaulted in 05 it comes off in 2012 it is commonly mistaken that it stays on their from date of last activity ie the time you paid it. 

Good luck