What service updates the fastest?

[Anonymous]

If you want to have a way to see changes to your credit report(s) as quickly as possible, what are the best services?  If a past due account or IRS tax lien is filed, what is the lag time (if any) until it shows up on each of the 3 reports?

I have heard good things about TrueCredit, is that the best service for the most timely updates if you are expecting some rapid changes to you credit reports?

Thanks

EDIT: All I have now is the free Experian report but I wonder what the lag times on updates are for it

Message Edited by urgent_help_needed on 04-23-2009 10:43 AM

[Anonymous]

Makes no difference what service your are using. Credit reports are updated in real time. The real question here is when the clerks office actually submits the paperwork to have the lien removed, or if you sent in the proof to the credit bureaus, when the CB updates your report. Once it's been updated appropriately you can use any service to pull your reports to verify the results.