When are items that are scheduled to delete actually get deleted on EQ, TU and EX?

[Anonymous]

Hey Guys!!

New to posting.. I have 2 items scheduled to be deleted 4/2011.. I'm wondering do the items get deleted beginning or end of the month.. I want to get my reports and see the changes and see my new score for EQ and TU... Any help is greatly appreciated! Thanks!

[Anonymous]

Welcome.

The CRAs will delete after the end of April.  It should be automatic but you may need to give them a friendly reminder.

[Anonymous]

Thanks guiness56!!

[JayRizzo]

I've heard from Experian, can't speak of EQ & TU, that it comes off after 1 week into the following month.  So, your April 2011 item will be gone on Sunday or Monday of the second week of May.

[Anonymous]

Thanks for the info!!

[RobertEG]

Taking DOFD as an example, which controls both COs and collections, when they report your DOFD, they are only required under FCRA 623(a)(5) to report the month and year.  So the 7 years plus 180-day CR exclusion period would only begin at the end of the month.  No mid-month calculations can be made.