Hello,
When do FICO 8 scores update on myFICO Advanced. I joined on 6/15 and I haven’t had any movement on scores. CK has shown movement.
Can I expect to see a change once a month on myFICO or should all 3 CR show an update as each agency updates.
Thanks in advance.
When do FICO 8 scores update on myFICO Advanced. I joined on 6/15 and I haven’t had any movement on scores. CK has shown movement.
Can I expect to see a change once a month on myFICO or should all 3 CR show an update as each agency updates.
Thanks in advance.
@Rebuild2019 wrote:
Hello,
When do FICO 8 scores update on myFICO Advanced. I joined on 6/15 and I haven’t had any movement on scores. CK has shown movement.
Can I expect to see a change once a month on myFICO or should all 3 CR show an update as each agency updates.
Thanks in advance.
The FICO 8 scores update frequently when there are actual changes, usually with a time lag of 1 to 3 days. The other FICO scores update only when you get your quarterly report.
Ok so maybe CK model has shown an update, but the FICO 8 model hasn’t changed. Trying to rebuild and wanted to use myFICO so I would know when I’m on the right track OR what I’m doing wrong.
Thanks for replying.
Thanks for replying.
What are the statement dates for each of your cards?
Depending on the bank, and how long they tend to take to get files to the bueraus, and then how each buereau aligns with MyFICO and triggers an update, that will be what sort of timing you will see most often for the FICO 8 updates.
My discover card statement was on 20th. CK did show that with a score change. myFICO did not show anything. Open Sky will report on July 2.
@Rebuild2019 wrote:
Ok so maybe CK model has shown an update, but the FICO 8 model hasn’t changed. Trying to rebuild and wanted to use myFICO so I would know when I’m on the right track OR what I’m doing wrong.
Thanks for replying.
The CK scores are not useful; they are Vantage 3.0 which is completely different than FICO scores.
If you want something that updates daily, I subscribe to Experian Credit Watch, which costs $9.99 mo. + tax.
It gives daily updates of EX report & 7 EX FICO scores, including FICO 8 and the EX mortgage score, FICO 2.
Thank you...that’s what I’m looking for at this point. A daily update will tell me if I am on the right path.
Thanks
Thanks
Thank you. My EX score has gone up 9 points. Exactly what I needed. 😊