Which Credit card should I have the 9% Utility reporting on?

[SCYD]

I have several credit cards.  Lowest credit limit $200.00 to highest credit limit $7,500.00 and an Overdraft Line of Credit from  NFCU for $15,000.00 (not reportting yet).

All credit cards have a zero balance.  All are reporting zero balance, except for a $2,500.00 that is reporting a $784.00 balance (but it has been pdif).

I also have a mortgage and a car loan.  Current, no lates.

Which credit card should I have the 10% reporting on?  If it reports on the one with the $7,500.00 CL does it affect my score more negative than if it reports on the one with $2,500.00 CL (since the balance would be higher on the $7,500.00)?

[user5387]

You might need to experiment to see what works the best.

It's not clear that the utilization rules are identical for every situation.

[takeshi74]

This.  10% on a higher CL card will mean higher overall utilization but whether that has a significant impact is, again, something you'd have to test.