Which Report Will They Pull, Part 2

[calisig]

don't know how I missed that - thanks!

[sugarcreek67]

Northpark community CU pulls equifax, indiana   hard pull reusable for 30 days on other products.

Elan finacial  trans-union  Indiana

web bank experian Indiana

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[jethrobillybob]

@credit_is_crack couple more for recent Texas HP inquiries-

Wells Fargo HP from Equifax for Auto card

Citi Custom Cash - HP from Experian ***IMPORTANT NOTE ON CITI*** New Policy: they auto reject apps if ANY inquiries from ANY other credit cards happen on the SAME DAY OR WITHIN 5 DAYS of your citi app.  Called and spoke to two reps and a supervisor, this cannot be overridden via recon it is a hard denial, have to reapply after no inquiries for 5 days.  They said other than the auto denial my profile looked great.  I waited 10 days and was eventually approved but cost me another HP which im still pissed about.

May have a few more in the coming weeks will update if different from the graph.

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Thanks for setting this up very helpful!  Hopefully more people can find your post and contribute!

[Cookiegrabber]

My "state": MP

SRI Federal Credit Union

Pulled EX for membership and did not pull again for a credit card that I applied for within 1 month

Mid Illini Credit Union

Pulled TU the moment I applied for membership

Southeast Financial Credit Union

Pulled TU for membership application

[MySunrise271]

@credit_is_crack my  state IL

(Elan FI) Fidelity Visa pulled TU

FNBO Evergreen Visa pulled EX; both Nov 2021

[Vegasr]

Couple months ago Citi custom cash card pulled EQ when I applied. Live in TX

[RobynJ]

Navy FCU pulled TU 4 for my auto loan this month 10/2022

[spiritcraft1]

Two Elan pulls for the DW, one personal and one biz:  Both TU pulls in Illinois.

a week apart

BofA in Illinois DW personal:  TU

BofA in Illinois Biz:  EX

same day

PenFed DW Personal Loan Illinois:  EX Mortgage Score

PenFed Personal Loan Illinois:  EX Mortgage score

a month apart

[Anonymous]

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@jethrobillybob wrote:

@credit_is_crack couple more for recent Texas HP inquiries-

Wells Fargo HP from Equifax for Auto card

Citi Custom Cash - HP from Experian ***IMPORTANT NOTE ON CITI*** New Policy: they auto reject apps if ANY inquiries from ANY other credit cards happen on the SAME DAY OR WITHIN 5 DAYS of your citi app.  Called and spoke to two reps and a supervisor, this cannot be overridden via recon it is a hard denial, have to reapply after no inquiries for 5 days.  They said other than the auto denial my profile looked great.  I waited 10 days and was eventually approved but cost me another HP which im still pissed about.

May have a few more in the coming weeks will update if different from the graph.

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Thanks for setting this up very helpful!  Hopefully more people can find your post and contribute!

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Thx for Citi DP, I did get Citi AA MileUp less than like 2 days after apping for WF Bilt and Barclays Hawaiian Airlines, maybe 'retail' account doesn't count? But AA account is already set up on the same page as Citi DC, unlike Citi Best Buy store card..

Anyway, Banc of California for Max Preferred, tragically EX, not TU. I live in SoCal, near LA

Citi AA MileUp EQ, just like Citi Best Buy Store last time, unlike the usual EX Citi pulls

[Anonymous]

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@Curious_George2 wrote:

Elan Financial Services pulled TU for me, in California. @ChargedUp reports they consistently pull TU in Southern California, not the EX currently shown in the table.

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Nope, I believed @ChargedUp 's DP and apped for Banc of California Max Preferred, got instantly hit from Chase credit journey, EX, easily my worst bureau