@Who_wuda_thought wrote:
@credit_is_crack wrote:
- Synchrony Bank: Synchrony historically has exclusively pulled TU, but starting in 2019 reports reflected they pulled EX. As a sample their Verizon Credit Card has shown zero consistency with which CRA they pull. Some members report a single pull, double pull and a triple pull. When they pull a single and/or double, there does not seem to be a "primary" or "preferred" CRA.
I thought I should probably mention that Synchrony HP'd EQ for a Walgreen's app on 11-19-22.
Yeah, I was a bit surprised, and more than annoyed at the time, as I expected EX and/or TU, not my just used EQ!
Thanks for sharing @Who_wuda_thought -- that is quite odd, but with these banks anything goes!
@Biz_Credit_CA wrote:Thanks for the work you do for this community. It's invaluable!
I'm assuming that the FICO 8/9 you are referring to is the FICO Bankcard 8/9 ?
The FICO 8/9 references are the general (main) scores. Most members post which version (8 or 9) but don't necessarily list if it's the main or bank card.
Chartway CU pulled Experian on me 02-02-2023.
citizens bank pull only equifax NY
>
Wanted to share some DP's from GA based on pulls that I have on my report since June 22.
Citi Best Buy - EQ + EX
Elan - TU
Dover CU - EX
Comenity Major (Bread AMEX) - EX
PNC - EX
FNBO - EX
Chase - EQ + EX
WF - TU
Citi Major - EX
Citi Best Buy CLI - EQ
Pentagon CU CLI - EQ
Elan (different credit union) - EQ
Disco - EX
Hope this helps the group!
This is probably not new data, but doesn't hurt to add more.
Location: NC. Lender: Amex (new customer). Pulled EX and TU (score listed in the letter that came with my welcome packet was my EX8 classic).
US bank pulled equifax, elan financials pulled equifax. As of feb 2023. Both for the MAX cards. In florida.
I applied and was approved for Navy Federal CU Platinum MC on 2/8/2023; applied and was approved for Regions Life Visa on 1/30/2023 they both pulled TU, and I'm in IL.
I've been procrastinating about tossing out some data points for Massachusetts for quite a while but will share some, in some cases going back 3-4 years.
53 Bank - EX
Affinity FCU - EX
Alliant FCU - TU
BoA -EX
BoA -EQ (different card, not a double pull)
Chartway FCU - EX
Chase - EX
Citi - EX
Citi - EQ (different card, not a double pull)
Citi/DNSB - EX
Citi National Bank - EX
Citizens Bank - EQ
Comenity minor - EQ
Comenity major - EX
Commerce Bank (co-branded) - EQ
DCU - EQ
Elan/USB - EX
FNBO - EX
M&T - EX
PNC - EX
SDFCU - EX (HP for membership which was denied, not an application for credit)
Synchrony - EX
TD Bank/Target - EQ
UNFCU - EX
US Bank - EX
Wells Fargo - EX