Which site...

[Patient957]

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@Vinjints wrote:

You can get all three for free, regularly updated FICO 8 scores with no additional products needed:
EX - Experian
EQ - myFICO - daily score updates, with monthly report updates
TU - CreditWise

For complete, detailed reports AnnualCreditReport.com can be updated weekly. You can pay for subscriptions at myFICO for additional versions of the scores as well (mortgage, auto, etc.)

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^This.  Make use of what you can get for free and then if you really find yourself wanting more than that, consider a subscription.

[Follower]

I'm with @FicoMike0 in the "don't pay for them" club. I get the scores in my sig from logging into BoA, Amex and Citi; and use annualcreditreport.com for periodic downloads of my credit reports.

[FicoMike0]

Great link, @14YHWH !

A lot of the free scores are vs3, which don't seem to be used by anyone, but they do usually tell you which direction your scores are going.

A  mortgage brings up a new issue. Presently, mortgages use obselete fico scores, 2,3 and 5, I think. These are harder to find for free. Sometime in the near future, next year?, Mortgages are going to new scores, fico 10t and it vs4. The paid subs, like myfico, offer 10t. I don't know if you can even pay for vs4, I've only heard that synch offers it free to card members. I'm not willing to put up with synch to get it, lol.

Since a mortgage is huge compared to most loans we get, you probably want to pay to get those scores. I got the old scores with a free 7 day trial at credit.com, but that was a year or two ago.

[FlaDude]

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@FicoMike0 wrote:

I don't know if you can even pay for vs4, I've only heard that synch offers it free to card members. I'm not willing to put up with synch to get it, lol.

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I'll put up with sync to get 5% off at Lowes! That card is my highest limit and I've never had any problems with them except on accounts that I stopped using.  Those do end up CLD'ed or closed after a year or two of inactivity.

[Legendary70]

Thank you. 

Yeah Synch dont like me for some reason. I have citi, comen, chase, cap one, barclays, mission lane etc. Synch auto denies me. Oh well.