No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
llecs wrote: 15 days extra comes from the FCRA: § 611. Procedure in case of disputed accuracy [15 U.S.C. § 1681i] Under (a) (1) (B) Extension of period to reinvestigate. Except as provided in subparagraph (C), the 30-day period described in subparagraph (A) may be extended for not more than 15 additional days if the consumer reporting agency receives information from the consumer during that 30-day period that is relevant to the reinvestigation.
§ 611. Procedure in case of disputed accuracy [15 U.S.C. § 1681i]
Under (a) (1)
(B) Extension of period to reinvestigate. Except as provided in subparagraph
(C), the 30-day period described in subparagraph (A) may be extended for
not more than 15 additional days if the consumer reporting agency receives
information from the consumer during that 30-day period that is relevant to
the reinvestigation.
