Why did US Bank Soft Pull Experian?

[kremonis]

I was looking over soft pulls in my Experian credit report. There were dozens if not a hundreds of soft pulls that made sense. There were soft pulls mostly from Credit Karma, current people who have issued me a credit card, and finally what I presume are data brokers.

I have never done business with US Bank on either the bank account or credit card financial products. I do have a Elan CC though. I heard US Bank has some administrative function Elan credit cards. Maybe that is the answer.

[CreditCuriosity]

Elan and US Bank are one in the same.  Likely just an account review of your credit.  Any current creditor as you have as elan card can SP your credit for review.  Also suppose could be SP'ing as well to see if they want to offer you a product as well.  Have you tried their pre-approval site before?

[kremonis]

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@CreditCuriosity wrote:

Elan and US Bank are one in the same.  Likely just an account review of your credit.  Any current creditor as you have as elan card can SP your credit for review.  Also suppose could be SP'ing as well to see if they want to offer you a product as well.  Have you tried theirHave you tried their pre-approval site before? before?

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@CreditCuriosity 

I have not tried their pre-approval site before? It does not matter because I am in the garden.

[Dcowboy08]

As a Landscape Design/Build firm owner... we do not garden. SP's are great from companies that will one day want your business. Keep it up.