Why has my score not changed ?

[Anonymous]

I paid off one of my credit cards early totally and my score is still the same. The amount on that credit card is still reported as the same balance owed in my accounts section. What gives ? Does it take 6 months for it to be in effect or something?

[Anonymous]

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Creditwork wrote:
I paid off one of my credit cards early totally and my score is still the same. The amount on that credit card is still reported as the same balance owed in my accounts section. What gives ? Does it take 6 months for it to be in effect or something?

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All CCC report once a month. It could be just after due date or close date.

[Anonymous]

If you pay after the closing date (sometime even the due date) it won't report until the next statement month.

[Tuscani]

Welcome.. Please read the Scoring 101 thread:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654