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Why is EQ so low?

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Anonymous
Not applicable

Why is EQ so low?

I just pulled all three today, and the scores seem to be all over the place. I had things updated on TU and EX, what gives with EQ?? Scores are as follows: TU: 729 EQ: 630 EX: 696 I'm looking to purchase a new Honda through Honda financing, and would like to get the promo 2.9% APR. I just don't know if EQ will update by the end of the month, or be good enough to get this low APR here in a couple weeks. Thanks for all the insight...
Message 1 of 20
19 REPLIES 19
Anonymous
Not applicable

Re: Why is EQ so low?

It's impossible to say why EQ is so low without knowing the details of your reports.  Have you gone through them line by line and field by field to determine the differences between EQ and the others?
 
Message 2 of 20
M-2008
Valued Member

Re: Why is EQ so low?

Purchased a new Honda 04-05-08 -- the dealership pulled TU on 04-06-08 and American Honda pulled TU on 04-08-08.
 
Message 3 of 20
Anonymous
Not applicable

Re: Why is EQ so low?

I guess my message is a little misleading. There are a couple accounts showing late payments, when the disputes were updated on the others. Does EQ take a little longer to update the current information compared to the others?
Message 4 of 20
Anonymous
Not applicable

Re: Why is EQ so low?



@M-2008 wrote:
Purchased a new Honda 04-05-08 -- the dealership pulled TU on 04-06-08 and American Honda pulled TU on 04-08-08.



That's good to know! Good thing they pull my best scoreSmiley Happy I feel a little better now knowing that, thanks!
Message 5 of 20
Anonymous
Not applicable

Re: Why is EQ so low?



Cvetan wrote:
I guess my message is a little misleading. There are a couple accounts showing late payments, when the disputes were updated on the others. Does EQ take a little longer to update the current information compared to the others?

Did EQ respond to your disputes?

 
Message 6 of 20
Anonymous
Not applicable

Re: Why is EQ so low?

What score they pull may vary be region/state.
 
 
 
Message 7 of 20
Anonymous
Not applicable

Re: Why is EQ so low?



@Anonymous wrote:


@Anonymous wrote:
I guess my message is a little misleading. There are a couple accounts showing late payments, when the disputes were updated on the others. Does EQ take a little longer to update the current information compared to the others?

Did EQ respond to your disputes?




None of them did actually.
Message 8 of 20
Anonymous
Not applicable

Re: Why is EQ so low?



@Anonymous wrote:


@Anonymous wrote:


@Anonymous wrote:
I guess my message is a little misleading. There are a couple accounts showing late payments, when the disputes were updated on the others. Does EQ take a little longer to update the current information compared to the others?

Did EQ respond to your disputes?




None of them did actually.


How long ago did you dispute?
 
Message 9 of 20
Anonymous
Not applicable

Re: Why is EQ so low?



@Anonymous wrote:
What score they pull may vary be region/state.



According to the site, they'll pull from TU!Smiley Happy Thanks again!!
Message 10 of 20
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