Why is closed JC Penny reporting Mthy

[SouthJamaica]

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@Eric958 wrote:
So here's an update: The CSR removed a 30 day late! not the account. Although this account has been closed for some time. (Paid in full) it still updates every month like clockwork.. This is the only closed account that's updating monthly after being closed over a year!! So of course the 60 day late is affecting my scores bigtime...I was hoping there was something I could do. E!

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Since you were so successful at getting rid of the 30-day late, why not try to accomplish the same thing for the 60 day late?

[Eric958]

@ SouthJamaica Actually when I called I only inquired why they continually were updating the closed account which wouldn't late the 30/60 effects die out over time. The CSR answer was I'll take care of it by removing it! I thought he was talking about removing the account period..I haven't heard of anyone getting a 60 day late removed. If that's possible I may give it a shot!!! E!

[jbelinc]

For some reason ONLY on my Equifax JC Penney and Lowes still report and they have been closed for years. The JC Penney shows it was closed before it opened. It actually closed in 2002. JC Penney closed due to lack of use and I can't remember why Lowes closed.

This account was closed on Nov 1, 1992

SYNCB/JC PENNEYS

Last reported Apr 18, 2017 

Opened Nov 11, 1992 (30 yrs, 7 mos)

This account was closed on Mar 1, 2009

SYNCB/LOWES

Last reported Apr 28, 2017

Opened Aug 20, 2008 (14 yrs, 9 mos)