Sorry not even close to same page on what i said so dropping out of thread. Enjoy
@Anonymous wrote:
@zerofire wrote:
No offence but concentrating on models that nobody uses is a waste of time. You do not try to improve your score on the zerofire scoring model do you? The thing is that most models that are used are either FICO models(8-9) or FICO Derivatives(Bankcard, Mortgage) so by working to boost the FICO score you are also boosting all the other ones. You can always take into account the intricacies of the individual derivatives to try to make the score higher on them. Other than VantageScore and proprietary internal scores that occasionally get used everything is based on FICO. Do things that make FICO happy and then everything else in the FICO family gets increased too, just by a different amount based on the score model.
Your post is what I thought.
