Credit approval depends upon many factors, and varies depending upon the criteria of the lendor and the amount of credit being requested.
Factors such as your overall risk assessment, as shown by your FICO score, your current income, etc, also can be substantial factors.
Creditors may also require payment of unpaid delinquent debt in order to avoid being lower on the pole in collecting debt should you default, so they might also require payment of any other unpaid, delinquent debt.
What is your current score, how old is the unpaid collection, can you pay it before applying for new credit, and what is your income?
