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Happy 4th of July! Does anyone know if updates happen to credit reports on holidays? Today is my statement date and it's my first time paying down my balance to around 4% so I'm curious and anxious to see how it effects my credit. My statement isn't available yet, but it usually doesn't show online until the 5th.
Starting Score: EX: 625 | EQ: 690| TU: 674










Oh
I guess I have to anxiously wait a little longer. Booooooooo. Lol
Your creditor will likely report the end of the statement close day. It may or may not hit the bureaus the next day. It depends on the lender but I generally find EX to update first, followed by EQ and TU a few days later. So if your statement closed the 4th, the bureaus would not receive that info until tomorrow at the very earliest so it will likely still be a few days. Congratulations on getting your balances knocked down! That's a very important accomplishment! ![]()










Thank you. I'm trying really hard to follow the advice I get on this site.