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Will credit score update?

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Anonymous
Not applicable

Will credit score update?

Happy 4th of July! Does anyone know if updates happen to credit reports on holidays? Today is my statement date and it's my first time paying down my balance to around 4% so I'm curious and anxious to see how it effects my credit. My statement isn't available yet, but it usually doesn't show online until the 5th. 

Message 1 of 5
4 REPLIES 4
FidelCashflow
Valued Member

Re: Will credit score update?

I just closed a card this week and I got an alert this morning of it hitting my EX report. I think it was actually reported yesterday and triggered the alert today, however. Your statement will more than likely update Monday.

Starting Score: EX: 625 | EQ: 690| TU: 674
Current Score: EX: 733 | EQ: 692 | TU: 735
Goal Score: EX: 700 | EQ: 725 | TU: 715

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Message 2 of 5
Anonymous
Not applicable

Re: Will credit score update?

OhSmiley Sad I guess I have to anxiously wait a little longer. Booooooooo. Lol

Message 3 of 5
Ficoproblems247
Valued Contributor

Re: Will credit score update?

Your creditor will likely report the end of the statement close day. It may or may not hit the bureaus the next day. It depends on the lender but I generally find EX to update first, followed by EQ and TU a few days later. So if your statement closed the 4th, the bureaus would not receive that info until tomorrow at the very earliest so it will likely still be a few days. Congratulations on getting your balances knocked down! That's a very important accomplishment! Smiley Happy



FICO 8 EX 836 EQ 838 TU 831
TCL $223,100
Message 4 of 5
Anonymous
Not applicable

Re: Will credit score update?

Thank you. I'm trying really hard to follow the advice I get on this site.

Message 5 of 5
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