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DH added me as an authorized user om his Ashley Furniture account (synchrony). He's had the account 4 years, $5k limit, and has been paid off 3 years....will this report for me without usage? TIA
It is entirely up to the creditor whether they report any authorized user.
The AU is not required to actually use the card in order to be reported as an AU.
Many primary card holders will consent to an AU without providing the party an actual card for their use