Got my very first SW alert! I had a mortgage that was sold to another company in July but was still showing as open (meaning two mortgages). Disputed it and it now reports closed/trasnferred and took my score up 42 points! Went from 646 to 688...almost touching that 700!! Weird thing is I also have freecreditreport and the same change took me down 12 point...oh well it ain't fico, right??
I have a CA that emailed me that they are deleting the TL from my report. They said they were doing it on Jan. 8th...maybe when it hits it will take me over 700!!
Jenn
