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X1 Card Reporting to CRAs?

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Guyatthebeach
Valued Contributor

Re: X1 Card as a hidden tradeline?

As of today, my X1 isn't reporting yet on any of my CR's.  I like the card and the platform so far.  My only concern is the fact, it takes up to 5 days for my payments to post to the account.  I'm not overly worried about as I pay the bill in full every month when the statement cycles.  

So far, no complaints so far, other than the payments. 

Guyatthebeach

Message 31 of 64
Anonymous
Not applicable

Re: Anyone with an X1 Card Reporting Yet to the Credit Bureaus?

This is a good question. I am on my second "statement" but I still haven't seen any report as of yet.

Message 32 of 64
Times
New Contributor

Has X1 reported to the credit bureaus yet?

So X1 been out for like 6+ months now? I still haven't heard anyone saying they posted on their credit report. I know they do hard inquiries. 

If anyone had them post, please share to where and if it increased your score and if so, by how much

Thanks 

Credit score: 785~ | Goal: 800~

Credit Cards:
Tomo Credit: $6k
Amex prime business: $34k
x1 $18k

Debit cards:
Cash app & Target red debit card

Goal cards:
Amex gold biz & Amex platinum personal

Dream card:
Amex black card
Message 33 of 64
Remedios
Credit Mentor

Re: Has X1 reported to the credit bureaus yet?

@Times  see discussion up thread 

Message 34 of 64
Times
New Contributor

Re: Has X1 reported to the credit bureaus yet?

thanks, looks like it still hasn't posted for anybody. 

Over 6 months now. Hopefully it wont take them a year

Credit score: 785~ | Goal: 800~

Credit Cards:
Tomo Credit: $6k
Amex prime business: $34k
x1 $18k

Debit cards:
Cash app & Target red debit card

Goal cards:
Amex gold biz & Amex platinum personal

Dream card:
Amex black card
Message 35 of 64
MachoHombre
Regular Contributor

Re: Has X1 reported to the credit bureaus yet?


@Times wrote:

thanks, looks like it still hasn't posted for anybody. 

Over 6 months now. Hopefully it wont *will* take them a year


Took the liberty of correcting your post  :-)

 

I'd just assume they not tell the agencies until the account is a year (or three) old!

||
Message 36 of 64
Guyatthebeach
Valued Contributor

Re: Has X1 reported to the credit bureaus yet?

As of today, my X1 card still is not reporting to any of my CR's. I have also noticed it's taking 5 business days for payments to post to my X1 card.   Those payments range from $100 to $2500.

 

Hopefully the X1 card will not be the Blisspay of 2022.

 

Guyatthebeach

Message 37 of 64
Srivera718
New Contributor

Re: Has X1 reported to the credit bureaus yet?

The 5 day delay in payment and the app showing you a payment due after you've made a payment is prettu crazy and stressful. My bill is due the 9th. I made a payment on the 29th and the 8th and the app says my payment was due April 9th. I've never been late or missed a payment ever but this delay is worrisome 

Message 38 of 64
FinStar
Moderator Emeritus

Re: Has X1 reported to the credit bureaus yet?

@4sallypat-- please review/read your PM.

Message 39 of 64
Srivera718
New Contributor

X1 Reporting Now

I know alot of us have been approved/accepted/enjoying our new X1 cards and our limits. Personally I was approved for a 17.5K limit. I've had the card for four months now and it has now appeared on my reports. For those wondering it seems like reporting will start appearing now. Not sure if 4 months is the standard but hopefully some insight for those wondering. 

Message 40 of 64
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