account closed by grantor

Anonymous · ‎10-09-2007

how bad will this hurt me. the juni fiasco will report this way for me. will it cost me points, hurt on maual review, or do nothing at all?

smallfry · ‎10-09-2007

@dnm45227 wrote:
how bad will this hurt me. the juni fiasco will report this way for me. will it cost me points, hurt on maual review, or do nothing at all?

They are giving some people closed by consumer. You should most definitely request that they do this for you. It might hurt under manual review but it is not a big baddie. Better off not there so give Juniper a piece of your mind. Can't hurt.

Anonymous · ‎10-09-2007

i asked, the credit specialist said under the law they have to report that way. i was ticked and said i would def dispute it they report as closed by grantor. why give me a card if i should have been denied, i'll eat the decline, but to say i meet the standard then 3 weeks later pull this crap. no way!

smallfry · ‎10-09-2007

@dnm45227 wrote:
i asked, the credit specialist said under the law they have to report that way. i was ticked and said i would def dispute it they report as closed by grantor. why give me a card if i should have been denied, i'll eat the decline, but to say i meet the standard then 3 weeks later pull this crap. no way!

Dispute the line since its gone anyway. Good luck. Keep us posted.

Anonymous · ‎10-09-2007

thanks, hopefully this was just a company line. we'll see how juni handles the situation system wide. i can't be the only one with this issue.

Anonymous · ‎10-09-2007

dnm45227 wrote:

i asked, the credit specialist said under the law they have to report that way. i was ticked and said i would def dispute it they report as closed by grantor. why give me a card if i should have been denied, i'll eat the decline, but to say i meet the standard then 3 weeks later pull this crap. no way!

Have you tried contacting someone higher up. I don't see how your rating changed in three weeks and if i should have been a decline, the card never should have reportedtoyour files in the first place. I would ask for a phone number of address higher up.

Anonymous · ‎10-09-2007

beleive me, if it shows up that way i'm not taking it and rolling over.

fused · ‎10-09-2007

dnm45227 wrote:

beleive me, if it shows up that way i'm not taking it and rolling over.

I would dispute this TL as not mine if it reports (why, cuz it ain't yours). Rest assured this new account will adversely affect your average-age of accounts and probably lower your scores. FICO scoring doesn't care who closed the account but I do agree with smallfry that it could be an issue under a manual review.

As far as I'm concerned, TC and Juniper (Barclays) can leave the planet!

Anonymous · ‎10-09-2007

absolutey will fused. funny if this would have happened before i appd for the target card (was looking for info when a search brought up this form), i would have just said oh well and went on.

Anonymous · ‎10-11-2007

well those idiots at juniper reported it closed by grantor, as promised. i sent out a dispute letter earlier this week for other issues, i'll wait to see how that pans out then work on juni.