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accounts being counted twice

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Anonymous
Not applicable

accounts being counted twice

I have had a couple of alerts recently for increases in balances.  Both alert me that two of my accounts have had increases, however the same account is listed twice. It seems I am getting double damage for the same hit.  Can any give a quess on what is going on?

Message 1 of 9
8 REPLIES 8
InvincibleSummer3
Established Contributor

Re: accounts being counted twice

Where are you getting the alerts from?

Message 2 of 9
Anonymous
Not applicable

Re: accounts being counted twice

MyFico.

Message 3 of 9
webhopper
Moderator Emeritus

Re: accounts being counted twice

Hi and welcome to MyFICO community forums!

 

If you have duplicate tradelines, you can send in a dispute to the reporting agency and they can remove one tradeline.  Ask for it to be deleted due to it being a duplicate.

FICO 8:
Goal: Gardening!
Message 4 of 9
Anonymous
Not applicable

Re: accounts being counted twice

Thanks. Appreciate the feedback.

Message 5 of 9
Anonymous
Not applicable

Re: accounts being counted twice

How can I tell who the reporting agency is? Thanks.

Message 6 of 9
Anonymous
Not applicable

Re: accounts being counted twice

What are you signed up for EQ Scorewatch or TU Quarterly?

 

It would be the CRA associated with the monitoring you have.

 

I would also get a report directly from the CRA and see if there are in fact 2 accounts listed before disputing anything. 

Message 7 of 9
llecs
Moderator Emeritus

Re: accounts being counted twice


@Anonymous wrote:

I have had a couple of alerts recently for increases in balances.  Both alert me that two of my accounts have had increases, however the same account is listed twice. It seems I am getting double damage for the same hit.  Can any give a quess on what is going on?


OP, is this from ScoreWatch? 

 

If so, know that you do not have two of the same account. By default SW will alert you to any balance increase by x% and also by $x. I think it's 1% and $5 by default. So, if your CC increases by both $5 or more [and] more than 1%, then you'll get a double alert for the same account. And no double damage.

 

If annoying, you can disable one of the two. Simply go into Settings and change one of the alerts to "N" for No and the double alerts will go away.

Message 8 of 9
Anonymous
Not applicable

Re: accounts being counted twice

Sorry for the late reply, but thanks for your help.  That answered my question.

Message 9 of 9
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