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Before I sign up over there, can someone tell me what I can do? Can I print the report for all 3 for free? I seem to remember trying years ago and couldnt get it to print...
I have no idea what is on there these days... last I knew my FICO was 646 April 13th... but lates might be showing now I know I can't get the FICO from these reports, but still want to see them.
Thanks!!
I edit to add- when I tried to pull my EXP report, I got an error and a mail in form. I then tried to login and use a 7day trail for Credit Monitoring with them, got through sign up, then same error (card has not been debited and trail extended to 30 days) ?? huh?? so I called the number for the Credit Monitoring 877 284-7942, I was in total shock that the rep UNDERSTOOD my problem and knew right away I needed to verify my identity- that is why it wouldn't work. She said she could ask me a few identifying ?'s (just like the other online reports do) and then release the file. YAY! Then after a hold, she told me she HAD to snail me the access code to the address I signed up with. The problem was I moved 3 years ago and EXP never was reported the new address, that put my file access as locked. She couldn't do it over the phone, I have to wait for the mail. Happy to have answer, not happy waiting. Just thought I would let you guys all know too.
ALSO- this explains why when I went to Prosper.com, it gave me an error when trying to get my score. "Experian reported an error retrieving your credit score. For security reasons, you cannot proceed to create a listing without a valid credit score. Please contact customer service"
So I googled that and found out others got that and thought they were bad score under 640.. but it isn't that, it's an EXP problem releasing the report. Just sharing info
I have never had a print problem and yes it's free if you haven't had one this year
thanks!
fyi edited OP with good info on Experian pull