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another new question

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Anonymous
Not applicable

another new question

I have TC for now (Smiley Happy) till they bump me!!! Anyway I updated my report this morning and it shows for equifax
Total Accts:44
Open Accts:12
Closed Accts:32
Delinquent:3
Derogatory:35
Balances:23447
Inquiries:38
 
I pulled my actual Equfax report from Equifax.com and it shows as
Total Accounts:18
Open Accts:8
Closed Accts:10
Accts curr good standing:6
Accts curr past due:6
Balances:14962
Inquiries:22
***why dont they match and how do i get them to match. this is a big difference and i want it cleared up.
Any advice will be greatly appreciated
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: another new question

Look close at the 2 reports.  You will see that the single Equifax report does not include Collection accounts in it's totals.   The 3-1 TC report does.
Message 2 of 4
Anonymous
Not applicable

Re: another new question

Sorry left that out Equifax does list Negative Account History as 10
and it has alot less accounts (bad)  when i print out the actual report from Equifax.
and if i count up the collections on my report from Equifax its 25
Not the 32 or 35 that TC has listed
Message 3 of 4
jackg
Established Contributor

Re: another new question

Welcome to the world of "CREDIT".
FICO scores on November 17, 2014 (prior to applying for and being approved my mortgage)

EX=738
EQ=735
TU=754

FICO scores on March 4, 2015 after being approved for mortgage and buying the home, the mortgage isn't yet reporting.
EX- 689 EQ- 739 TU- 739
Message 4 of 4
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