asset acceptance llc soft pulling

lisac · ‎07-01-2008

Asset acceptance is soft pulling me ever 2-3 months. i have no collections, only lates are from the time share (who dont know what they are doing and wont change), newest one is 2 years 3 months. Only other baddie is a MBNA/BOA credit card "Paid in settlement/Never late." due to fall off between july and sept 2008, depending the CRA. Any one esle getting this?

Anonymous · ‎07-01-2008

They need Permissable Purpose to access your report.

Comet21 · ‎07-01-2008

Asset Acceptance actually hard pulls me and I do not have a collection with them anymore. They were removed because it was a fruadulant account.

Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700

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Anonymous · ‎07-01-2008

Sue them- that's 1K each.

Comet21 wrote:

Asset Acceptance actually hard pulls me and I do not have a collection with them anymore. They were removed because it was a fruadulant account.

Comet21 · ‎07-01-2008

How do I go about suing them?

Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700

Take the FICO Fitness Challenge

lisac · ‎07-01-2008

mine are soft pulls do they need pp for soft? And I don't have any collections at all (anymore) on my report. no about 8 or 9 years ago....

Anonymous · ‎07-02-2008

Yes-

They need PP to do soft pulls

lisac wrote:

mine are soft pulls do they need pp for soft? And I don't have any collections at all (anymore) on my report. no about 8 or 9 years ago....

Anonymous · ‎07-02-2008

Contact a consumer lawyer-

Comet21 wrote:

How do I go about suing them?

lisac · ‎07-02-2008

thanks timothy.