authorize user card i am remove it or no?

[Jccflat]

I have a card that i am a   authorized user with a 30 K credit line and at it has  balance of over 10 K and this adds to my utilization balance. Is it worth it to take it off ? does the balance hurts me more than what it helps to my total utilization available ?

should I take the  card off my report ?

i am at 16% utilization

[sznthescore]

3% Utilization isn't too bad on an AU card. Whether to remove it or not is up to you. It's not technically affecting your score with the data you provided. Based on that data, it's helping you. Others will chime in, but that's the basics in my opinion.

[Jnbmom]

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@sznthescore wrote:

3% Utilization isn't too bad on an AU card. Whether to remove it or not is up to you. It's not technically affecting your score with the data you provided. Based on that data, it's helping you. Others will chime in, but that's the basics in my opinion.

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10K on a 30K card limit is about about 33% not 3% unless you forgot the other 3 ?

[FireMedic1]

AU cards arent like they used to be. Things like this take away from the innocent AU card holder. Get off it. Most lenders ignore it anyways if you want to apply for anything. Say C-Ya!