Pretty much...when I got the car loan..my credit was still not that good...low 600 s...now its 760 s clean PMT record and 6 percent utilization ( before the transfer of the car loan).. And yes I was floored when CITI offered me the 16000 dollar starting limit..actually they offered me 9500 but I explained what my intentions were with the balance transfer of the car loan...told them that I wouldn't want to max a credit card out doing it either...so they basically said here's 16 grand do it
